David Ray




Does homeowners insurance cover a driveway?

Many homeowners wonder if their insurance covers driveway replacement. The answer depends on your policy. Some plans cover driveway damage caused by natural disasters, while others don't. To understand your coverage, read your policy...

Does dental insurance cover sinus lifts?

Dental insurance typically doesn't cover sinus lift surgery since it's considered an elective procedure. However, some insurance companies may cover a portion of the cost if deemed medically necessary. Before scheduling the surgery, it's...

Does insurance cover a Chiropractor

Insurance coverage for chiropractic care can vary depending on your plan. Many major insurance providers, like UnitedHealthcare, Blue Cross Blue Shield, and Medicare, cover chiropractic services, often with a co-pay. Coverage and limitations vary...

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